FDIC-Insured - Backed by the full faith and credit of the U.S. GovernmentDon't miss out on our 5.99% APR* construction loan special!
Build your dream home—we'll help lay the foundation
Plus, with a Thrive Checking Account, you'll earn a high interest rate on your balance*
For a limited time, take advantage of our 5.99% APR* Construction Loan!
From blueprint to move-in day, we’re here to help you build with confidence— offering local expertise, flexible terms, and a team that knows the Southwest Michigan market inside and out.
• Interest-only payments during a 12-month construction period
• Custom financing options tailored to your needs
• Quick decisions made right here, close to home
We make it super easy to get started. Just click the Apply Online Today! button below to get started!
Example Loan Terms*: Loan Amount: $350,000, Term: 12-month interest-only construction period, APR 5.99%**, Estimated Monthly Payment: $1,747.08 (interest-only), Fees: $4,000 in closing costs/loan fees Disclaimers: * Subject to credit approval. Other terms and conditions may apply. The example loan scenario is for illustrative purposes only and may not reflect your actual terms. ** Annual Percentage Rate (APR) includes estimated finance charges of $4,000. Payment example reflects interest-only payments during construction; actual payments and APR may vary based on loan amount, term, and credit profile. All loans are subject to having a Sturgis Bank checking account and credit approval. Offer ends 09/30/2025. Sturgis Bank NMLS #407562.