Husband Wife House Construction

Build your dream home—we'll help lay the foundation

PLUS, with a Thrive Checking Account, you'll earn a high interest rate on your balance*

For a limited time, take advantage of our 5.99% APR* Construction Loan!

From blueprint to move-in day, we’re here to help you build with confidence— offering local expertise, flexible terms, and a team that knows the Southwest Michigan market inside and out.

• Interest-only payments during a 12-month construction period

• Custom financing options tailored to your needs

• Quick decisions made right here, close to home

We make it super easy to get started. Just click the Apply Online Today! button below to get started!.

Apply Online Today!

Example Loan Terms*: Loan Amount: $350,000, Term: 12-month interest-only construction period, APR 5.99%**, Estimated Monthly Payment: $1,747.08 (interest-only), Fees: $4,000 in closing costs/loan fees Disclaimers: * Subject to credit approval. Other terms and conditions may apply. The example loan scenario is for illustrative purposes only and may not reflect your actual terms. ** Annual Percentage Rate (APR) includes estimated finance charges of $4,000. Payment example reflects interest-only payments during construction; actual payments and APR may vary based on loan amount, term, and credit profile. All loans are subject to having a Sturgis Bank checking account and credit approval. Sturgis Bank NMLS #407562.

Have Questions First?

If you're not ready to start the application and have questions, that's fine with us! Complete the the form below and a Sturgis Bank mortgage loan expert will get in touch. We're here to help!
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Your Community Bank Home Mortgage Experts

A HELOC Provides Flexibility

You can use the funds for just about anything your heart desires! And since it's a line of credit, you can use it as you need it, for maximum flexibility.

Your Local Lending Experts

We live and work right here, so we know the market! You can trust your Sturgis Bank mortgage experts to guide you along the way and make the process worry-free.