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Sturgis Bank

Personal Savings & Money Market Accounts

Accounts Where Your Money Can Grow

Personal savings

You rely on a checking account to manage the transactions in your life, from depositing your salary to paying your expenses. A savings account helps you set aside money and earn interest on it to finance your personal goals.

The team at Sturgis Bank makes saving money more convenient with a range of accounts that:

  • Are easy to open and maintain
  • Keep your cash safe from fire, flood, or theft
  • Give you access to your funds whenever you need them

With a savings account, you’ll have the cash to pay for unexpected expenses like car repairs. You’ll also have a place to build funds for a vacation, holiday shopping, a house down payment, or a car purchase.

Start planning for your future with a savings account from Sturgis Bank. Contact Us to open your account today!

 

Statement Savings

You need a savings account that allows a low monthly balance.
 

Open Now

Ultimate Savings

You have a large pool of funds to open an account and seek a higher interest rate.

Open Now

Super Multiplier (Money Market)

You want an account with a higher interest rate that allows you to write a few checks.

Open Now

Holiday Savings

You want a short-term savings account that gives you access to funds during the holidays.

School Savings

You have a student under 18 years old interested in money management and savings.

Learn more

Features Statement Savings Ultimate Savings Super Multiplier (Money Market) Holiday Savings School Savings

Opening Deposit

$100

$10,000

$2,500

$10

$1.00

Minimum Balance To Avoid Service Fee

$100

$100

$2,500

not available 

$0 for students younger than 18 $100 for students 18+

Monthly Service Fee

$2.00 If Balance Falls Below $100

$2.00 If Balance Falls Below $100

$6.00 If Balance Falls Below $2,500

not available 

For students 18+, $2.00 if Balance Falls Below $100 

Interest - Check Rates

Yes

Yes, Tiered Variable Rate

Yes, Tiered Variable Rate

Yes

Yes, Tiered Variable Rate

ATM Card*

Free

Free

Not Available

not available 

Not Available 

Online Banking and BillPay

Free

Free

Free

Free

Not Available

eStatements

Available

Available

Available

Available

Available

Contact Us

Statement Savings

Opening Deposit $100

Minimum Balance to Avoid Service Fee
$100

Monthly Service Fee
$2.00 If Balance Falls Below $100

Interest - Check Rates Yes

ATM Card* Free

Online Banking and BillPay Free

eStatements Available

Ultimate Savings

Opening Deposit $10,000

Minimum Balance to Avoid Service Fee
$100

Monthly Service Fee
$2.00 If Balance Falls Below $100

Interest - Check Rates Yes, Tiered Variable Rate

ATM Card* Free

Online Banking and BillPay Free

eStatements Available

Super Multiplier (Money Market)

Opening Deposit $2,500

Minimum Balance to Avoid Service Fee
$2,500

Monthly Service Fee
$6.00 If Balance Falls Below $2,500

Interest - Check Rates Yes, Tiered Variable Rate

ATM Card* Not Available

Online Banking and BillPay Free

eStatements Available

Holiday Savings

Opening Deposit $10

Minimum Balance to Avoid Service Fee not available 

Monthly Service Fee not available 

Interest - Check Rates Yes

ATM Card* not available 

Online Banking and BillPay Free

eStatements Available

School Savings

Opening Deposit $1.00

Minimum Balance to Avoid Service Fee
$0 for students younger than 18 $100 for students 18+

Monthly Service Fee
For students 18+, $2.00 if Balance Falls Below $100

Interest - Check Rates Yes, Tiered Variable Rate

ATM Card* Not Available

Online Banking and BillPay Not Available

eStatements Available

 

Contact Us

* Non-proprietary ATM fees may apply

For more detailed disclosures please contact us at 269-651-9345.  Disclosures will be mailed or delivered within 10 business days upon request.

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