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Business Checking Accounts


Essential for Business Growth

Whether you’re launching a new business or want to upgrade some of your company’s financial services,
Sturgis Bank has a checking account that will meet your needs.

 

Our business checking accounts:

  • Integrate easily with your operation’s accounting and budgeting software
  • Offer business-specific features like merchant services and direct deposit
  • Have superior customer service support

We offer business checking account options for large companies, small businesses, and non-profit organizations. You’ll find an overview of each type of account in the table below. 

If you’re ready to open a business checking account or would like to discuss which account best fits your needs,  contact one of our Business Bankers today. Set a firm foundation for success with Sturgis Bank.

Oak Business Checking

Businesses with minimal account activity
 

Corporate Checking*

Any business, not for profit organization, or estate

Premium Business Checking

Any business, not for profit organization, or estate seeking interest

Compare Accounts

 Oak Business CheckingCorporate Checking*Premium Business Checking

Minimum Opening Deposit

$100

$100

$100

Minimum Balance to Avoid Service Fee

Maintain 100 or less debit items to avoid transaction fee

Maintain an average balance sufficient to offset service and debit fees

Maintain $100 average balance

Monthly Service Charge

$0.10 per debit item for items 100-200
$0.16 per debit item for 201 or more items

$4 plus $0.12 per debit item.
This fee can be offset by an earning credit calculated at a variable earning rate on 100% of the average balance per statement cycle

$7 if balance falls below $100

Qualifications

Businesses with minimal account activity

Any business, not for profit organization, or estate

Any business, not for profit organization, or estate seeking interest

Interest

No

No

Yes, tiered interest rate

Related Services

Business eBanking - Business Bill Pay - Mobile Banking - Merchant Services (available through affiliate) Treasury Management - Visa® Business Check Card**

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* If the entity provides check cashing services to their customers, the Bank may assess
  a $100 monthly fee for account review
** Subject to credit approval