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Turn your everyday purchases into effortless rewards.

Get cash rewards on eligible purchases from retailers you know and love.

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Everyday Rewards

Shop, earn, redeem — it's really that easy.

With Sturgis Bank Everyday Rewards, earning extra has never been easier. Make debit card purchases at participating stores and earn rewards that you can convert into cash back on your account. All at no additional cost without any enrollment.

How it works:

 

1. You’re automatically enrolled.
Have an active Sturgis Bank checking account? You’re automatically enrolled in Everyday Rewards. No extra app to download or new password to remember.

2. Watch for your welcome email.
Current Sturgis Bank checking customers will receive a welcome email on or around November 4, 2026. Everyday Rewards emails are sent from RewardLocally.com. These emails are legitimate and can be trusted. Your welcome email includes a link to your personal rewards dashboard, where you can explore offers and redeem available rewards.

3. Shop with your Sturgis Bank debit card.
Earn rewards when you make debit card purchases at participating retailers. Rewards may take 60–90 days to become available to redeem.

4. Redeem your rewards.
At the end of each rewards cycle, you'll receive an email reminding you to visit your dashboard and redeem any available rewards.

Need help finding your rewards dashboard?

If you forgot your rewards dashboard URL or never received the welcome email, visit sturgisbank.youreverydayrewards.com/learn-more, select “SEE MY REWARDS,” and enter your email address to get started.

 

 

Sturgis Bank Everyday Rewards ("Program") is a rewards program that enables you to take advantage of special promotional offers ("Offers") and receive rebates, discounts, and cash back-equivalent rewards ("Rewards") every time you use your Sturgis Bank debit card to purchase products and services - online or in-store - from any of our participating retailers ("Merchants"). Your debit card transactions will be matched with Offers made by participating Merchants and the Rewards will be available to you for redemption after authentication ("Program Portal"). Authentication will occur via a secure link sent to your email address. Any Rewards redeemed by you will be deposited into the account in which the transaction originated.

As a benefit to you, we will automatically enroll you in the Program. You do not have to register your debit card or use a mobile app to earn Rewards. Rewards will be earned and accrue during each Earning Cycle. Earning Cycles are defined as a period beginning one (1) banking day prior to the first day of the current statement cycle through one (1) banking day prior to the last business day of the current statement cycle. ("Earning Cycle"). The Redemption Period is generally 60 days but the number of days may vary between Earning Cycles. Rewards will be made available for redemption during the two Earning Cycles that follow the Earning Cycle in which the (i) Rewards are earned; (ii) validated by the Merchant; and (iii) are made available for distribution ("Redemption Period"). Rewards will expire and/or be forfeit if (i) you do not redeem within the applicable Redemption Period; (ii) your account is closed for any reason; (iii) we cancel your access to the Program before the Rewards are redeemed; or (iv) you opt out of the Program.

Rewards will not appear or otherwise be reflected on your transaction receipt from a Merchant at the time of purchase. You will only receive a cash back equivalent on the purchase price, and it may exclude any additional costs including tips, taxes, shipping, etc.

Program Offers are subject to change at any time with or without notice to you. You will not receive Rewards if an Offer becomes unavailable before your transaction is completed. Some Offers may be available only for a limited time. Offers may rotate, and you may have access to some Offers one month and different Offers the next month. The number, type, value, and category of Offers are subject to change at any time.

Rewards have no cash, monetary, or other tangible property value. No interest is paid on Rewards. Subject to applicable laws, such Rewards are not your property, and you have no property rights or other legal interest in the Rewards. All Rewards remain the sole property of our third-party service providers ("Partners") until deposited into your account per these terms. Your Rewards balance or any part of it is not transferable, cannot be brokered, bartered, or sold, and cannot be divided as part of a settlement, legal proceeding, or death, and cannot be combined with Rewards of any other member or participant in the Program.

We may cancel or suspend your access to the Program at any time and for any reason, at our sole discretion, including in cases of abuse of the Program. We may cancel this Program without notice to you at any time.

 

Terms & Conditions