Loans for Your Every Need
Sturgis Bank offers a variety of loans to help you manage your expenses.
Contact a Loan Officer at Sturgis Bank to find the right loan for you.
Personal Loans
While many types of loans require you to pledge collateral like your home or auto before receiving funds, most personal loans are unsecured. Personal Loans may have a higher interest rate than secured loans but are usually more cost-effective than credit cards. You’ll have fixed-rate monthly payments over the term of the loan. Personal Loans from Sturgis Bank are useful for consolidating credit card debt, making one-time large purchases like computers or appliances, or handling short-term expenses like moving.
Auto Loans
Having reliable transportation is essential to getting to and from work, transporting your family, and making it to all the events of your life. You can keep moving with an Automobile Loan from Sturgis Bank. Most auto loans have a fixed interest rate with the vehicle as collateral for the loan. Whether you’re interested in a new car or a pre-owned vehicle, our team at Sturgis Bank will help you find the right financing for your budget.
Savings Secured Loans
Savings Secured Loans tie to your Certificate of Deposit (CD), Money Market Account, or Savings Account at Sturgis Bank. You can take a portion of the value of these accounts without penalty, then repay the amount you borrowed plus a fixed rate of interest. Loans are available up to 90% of the deposit account balances with the repayment schedule determined during the approval process. CD loans must be repaid before the maturity date of the certificate. Savings Secured Loans are useful, low-interest solutions for building or rebuilding your credit history.
Notice of Error Resolution & Information Requests
If you think an error has occurred on your mortgage account or if you need specific information about the servicing of your loan, contact us as soon as possible.
Sturgis Bank & Trust Company
Attn: Loan Servicing Department
PO Box 600
Sturgis, MI 49091
By email: loanservicing@sturgis.bank
By phone: 1 (888) 255-7372
All written requests for information or notices of error should contain the following information:
- Your name and current contact information.
- Your account number and property address.
- Describe the error and explanation as to why you believe it is an error or a request for specific information regarding the servicing of your loan.
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