Sturgis Bank

Fixed Rate Mortgages

A fixed-rate mortgage loan is a type of home loan in which the interest rate remains constant throughout the loan term. 

One of the main benefits of a fixed-rate mortgage loan is predictability and stability, as you’ll know exactly how much your monthly payments will be over the life of the loan. This can help you budget and plan your finances more effectively, without worrying about fluctuations in interest rates that could cause your monthly payments to increase. Additionally, fixed-rate mortgages are often easier to understand and compare to other mortgage products, making it easier to make informed decisions about your home financing. 

Fixed-rate mortgages can provide you with a sense of security and peace of mind, knowing that your interest rate and monthly payments will not change regardless of economic conditions.

Contact a Loan Officer Today

Our experienced loan officers are ready to help you find the right mortgage option to fit your unique needs. Whether you're a first-time home buyer, looking to refinance, or investing in property, we're here to guide you through the process and answer any questions you may have.

Contact us today to schedule a consultation with one of our loan officers and take the first step toward achieving your home ownership goals.

Loans subject to credit approval. Sturgis Bank NMLS#407562.

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Mortgage Center

Mortgage Center

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