Sturgis Bank

Jumbo Mortgages

A jumbo loan is a type of mortgage that exceeds the maximum loan limits set by Fannie Mae and Freddie Mac, which are government-sponsored enterprises that purchase mortgages from lenders. The benefit of a jumbo loan is primarily related to the amount of financing it provides. Jumbo loans allow borrowers to finance higher-priced homes or properties in expensive housing markets that may not be affordable with a conventional mortgage. 

Sturgis Bank offers jumbo loans with competitive interest rates and flexible terms, which can be customized to meet your specific needs. Some jumbo loans may also allow for alternative income verification methods, such as bank statements or asset-based income, which can be beneficial for self-employed or high-net-worth individuals. 

Contact a Loan Officer Today

Our experienced loan officers are ready to help you find the right mortgage option to fit your unique needs. Whether you're a first-time home buyer, looking to refinance, or investing in property, we're here to guide you through the process and answer any questions you may have.

Contact us today to schedule a consultation with one of our loan officers and take the first step toward achieving your home ownership goals.

Loans subject to credit approval. Sturgis Bank NMLS#407562.

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Mortgage Center

Mortgage Center

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